Numbers you can prove.
One source of truth for every premium, payment and commission, with full data lineage from each figure back to the original event, and journals delivered to your GL through a single, ledger-agnostic interface (Sage Intacct first).
Every entry balances.
In every legal entity and every currency, checked as each entry is written. An entry that doesn't balance is refused, not flagged later.
Nothing is deleted.
The ledger is append-only and each record is chained to the one before it, so any change after the fact can be detected.
Every figure traces back.
From a statement total to the entries, to the policy event, to the original message from your policy system. This is your data lineage for audit.
Agents act within limits.
Agents can only use a fixed set of actions, each with limits on amount and scope. Anything outside the limits goes to a person; larger decisions need two.
Currencies never mix.
GBP, EUR and USD client money are calculated separately. Conversion happens only through a recorded FX transaction.
Your bank, your GL and your auditor stay yours. ABO holds the accounting between them.
See your book run on ABO.
Book a 30-minute call. We will walk through a live example — from a policy being bound to the insurer being paid — and show you what your month-end would look like.
Book a call